Let’s be clear about this one thing. A Bank is not going to offer you their best rates and terms, ever. They will typically offer rates that are higher than the lowest rates being offered out there in the wholesale markets. By working with a Broker Like me, I am able to shop from hundreds of wholesale lenders to get you the best rates and terms for your unique situation. Whether you are a first time buyer, a veteran, senior buyer looking for a reverse mortgage, looking to refinance your existing loan for a lower rate and shorter term, looking to pull cash out of your property for improvements or to take that much needed vacation, everybody has their own wants and needs when it comes to financing their home. By presenting you with many options from multiple lenders competing for your business you will quickly see the advantage of working with a Broker like me.
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